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Shortfall Benefit / Gap Insurance

If your vehicle is written off and a shortfall does occur, you would normally have to find the funds to cover the difference between the insured amount and what you owe the financier, (including interest, fees, etc.) even if you’re not at fault for the write-off.

Ask 4 Finance’s Shortfall Benefit / Gap Insurance can cover this shortfall up to certain amounts depending on the level of cover you choose. By paying a once-off premium, Gap Insurance can provide you with peace of mind for the life of your loan.

Premiums can be included as part of the total loan repayment amount that you borrow and are generally rebated back to your loan if you pay your loan out early so you only end up paying for the cover while you need it.

This Shortfall Benefit could save you from a huge financial burden so to find out exactly what you’re covered for and to read all the small print, just ask one of our Accredited Insurance Consultants to provide you with a product disclosure statement.

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1300 769 177

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