Don’t settle for a one size fits all approach with your next loan. The team of experienced loan consultants at Ask 4 Finance are trained in knowing how to match your needs to the best lender. We can help you set up the very best Car Loan, Bike Loan, Camper Trailer Loan, Caravan Loan, Boat Loan, Jet Ski Loan, Personal Loan and pretty much any other loan you can think of.
Each financier has their own client profile that they like to cater to and each can provide different products that can fit the varying needs of applicants. It can also depend largely upon what sort of vehicle you are looking to finance.
Our advice is to challenge the banks, let us help you compare different loan products to see if there is a way that you can save money. When talking to Ask 4 Finance you will immediately have direct access to your very own personal loan consultant whose job it is to answer any questions you may have, and yes this advice is obligation free. You are still in control of the process the whole way assured in the knowledge that we are here to help guide you along the way.
There are so many variables to consider when it comes to understanding the different lending criteria that financiers have for loans.
Some of these differences may be;
- The financier may require that the vehicle be of a certain age
- The applicant may have to have been working for a certain period of time
- Some financiers will accept only full time workers, whilst others will accept casual or part time workers
- Some allow applicants to apply that hold a visa, whilst others don’t
Trying to keep up with this for us experienced finance brokers in the industry is sometimes overwhelming, so we understand that as a consumer that may apply for a loan once every 5 or so years this can be a daunting process.
Some other variables that financiers can take into account may be things like;
- The types of vehicles that financiers are willing to finance
- Where you buy the vehicle from
- Whether they will consider an applicant with a paid or unpaid default
- Will they accept an applicant living in a certain postcode (yes this is taken into consideration)
If you have questions that you would like answered before taking the plunge into a loan or if you feel that you are ready to take the next step you have a couple of options;
- Apply Online in just a few minutes
- Talk to an Ask 4 Finance Loan Consultant obligation free on 1300 769 177
Ask 4 Finance is your one stop loan shop, we are here to help.